What Is Employers Liability Insurance?
Employers Liability Insurance covers liability for injury or disease of your employees arising due to the nature of their work and protects you from lawsuits for employees.
What Is Liability Being Covered?
Employers Liability Insurance will take care of an employee’s medical fee expenses for incidents sustained as a result of a work-related incident. For example support payments to dependents, disability coverage, lost wages, and funeral costs.
What Liability Is Not Covered?
You cannot assume all situations are covered under employer’s liability insurance. Certain items and situations are excluded from insurance coverage. You should discuss your particular operations with an insurance specialist to determine your exposures.
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